Income Tax Calculator

How Much Income Tax Could You Save by Investing in Property?

If you’re paying too much in income tax, you might be missing out on a powerful opportunity to reduce your tax liability and build long-term wealth. By investing in property, you can leverage tax deductions, depreciation, and negative gearing to keep more money in your pocket—potentially saving thousands each year.

Use our Income Tax Calculator to compare your gross vs. net income and see how much tax you’re currently paying. Then, let’s explore how purchasing one, two, three, or even ten investment properties could significantly lower your tax bill while growing your wealth.

How Much Tax Are You Paying?

Our calculator helps you:

Calculate your 2024-25 income tax liability (updated with the latest tax cuts)
Compare your gross vs. net income – see how much tax is deducted from your earnings
Factor in the 2% Medicare levy

But here’s the real question: How much of that tax could you legally reduce by investing in real estate?

How Investment Properties Reduce Your Tax

Property investors can offset taxable income with a range of deductions, including:

Loan Interest – Deduct interest paid on your investment property mortgage
Depreciation – Claim tax deductions on the wear and tear of your property
Repairs & Maintenance – Reduce taxable income with eligible property expenses
Property Management Fees – Deduct professional management costs
Negative Gearing Benefits – Offset rental losses against your taxable income

With the right strategy, investing in property doesn’t just build wealth—it actively reduces how much tax you pay every year.

How Much Could You Save with Multiple Investment Properties?

Let’s look at an example:

1 Investment Property – Potential tax savings: $5,000 – $10,000 per year
3 Investment Properties – Potential tax savings: $15,000 – $30,000 per year
5 Investment Properties – Potential tax savings: $25,000 – $50,000 per year
10 Investment Properties – Potential tax savings: $50,000+ per year

Imagine redirecting the tax dollars you’re currently handing to the ATO into income-generating property assets instead.

Book a Call & Start Saving on Tax Today

Why give away more money in tax than you need to? A smart property investment strategy can reduce your tax bill, build long-term wealth, and create passive income for the future.